Nemacolin Woodlands Resort Casino Review

Lady Luck Casino is situated within Nemacolin Woodlands Resort, a premier luxury resort occupying nearly 2,000 acres situated in Farmington, PA, about 40 miles from downtown Pittsburgh.

This resort casino in Pennsylvania previously required a $10 amenity fee of patrons who were not hotel or resort members or guests, but that fee is no more. Guests from around the state can now visit Lady Luck without an overnight stay, taking advantage of the amenities, entertainment, and casino games they so choose.

Latest on Lady Luck’s lack of online gambling

Lady Luck Nemacolin is one of only two Pennsylvania casinos that didn’t apply for any type of PA online gambling licenses. Like Rivers Casino Pittsburgh, it is not expected to file for online gaming. Another, Meadows Casino, didn’t file initially but now has a license to offer online sports betting, which it does through the popular DraftKings brand.

Since Churchill Downs operates Lady Luck and also owns Presque Isle Downs outright, it is unnecessary for Lady Luck Nemacolin to offer a separate site to patrons when it can just promote the Presque Isle one. Presque Isle now has PA online casino and online sportsbook products under the BetAmerica name.

So, no sports betting or online casino product for the Farmington-area property in southwestern Pennsylvania.

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About Nemacolin Woodlands Resort Casino

An important difference between Lady Luck and most of the other Pennsylvania casinos is that it is one of two casinos licensed to operate in Pennsylvania in locations with existing hotel resorts. Because of their previous resort status, these casinos are subject to the following restrictions that don’t apply to the other Pennsylvania casinos:

  • Maximum of 600 slot machines and 50 table games (whereas other Pennsylvania casinos can have up to 5,000 slot machines)
  • Access to the casino was previously restricted to those who are guests of the resort or those with a resort membership, those attending a conference or private function at the resort, or those who had purchased $10 or more in resort amenities. Now, it is open to the public with no admission fee required.

Lady Luck Casino paid the one-time $1 million fee to remove the state-mandated amenity fee requirement on June 17, 2019. The other “resort casino” in PA, Valley Forge Casino, had done so in October, 2017 so the amenity fee is now a relic of PA’s past.


The Nemacolin Resort first opened in 1987 and has since expanded considerably, with multiple new buildings and many activities added over the years. The casino, originally operated by the St. Louis-based gaming company Isle of Capri, did not open until July 1, 2013.

The resort also includes:

  • 320 luxurious rooms and suites
  • Townhouses and private homes
  • 15 restaurants and lounges
  • World-class spa
  • Golf course
  • A shuttle bus taking guests all around the sprawling property

For many, playing in the casino is not the primary reason for coming to Nemacolin. Many of the people who choose this somewhat out-of-the-way resort do so more for the opportunity to relax and be pampered than to gamble.

While some people do just come for the day, after factoring in the travel time and the various other facilities and activities you might want to take advantage of besides the casino, booking a room is probably a better option. But keep in mind that this is a Five Diamond resort and priced accordingly.

Resort packages

Depending on what types of amenities you are most interested in, one of the special packages listed below might appeal to you. If so, you can obtain more information and book your reservation online or call a reservation specialist at 1-866-344-6957.

Nemacolin Golf Learn and Play package

The golf package is offered Monday-Thursday through October. Priced at $350, it includes a golf lesson with a top teacher and one round of golf. (Figure on at least double that cost if you want to stay overnight.)

Stay more, Save now

Stay three nights or more and receive 10 percent off for a three-night stay, 20 percent off for four nights, and 30 percent off for five nights. There is an additional $30 resort fee per room per night. The resort fee covers all of the following:

  • Valet parking
  • On-property shuttle service
  • Access to the fitness center
  • Wireless Internet
  • Local and toll free phone calls
  • Use of outdoor pool
  • In-room coffee
  • Newspaper
  • Art tour
  • Miniature golf and hiking trails access.

Note: Even with the discount, you need deep pockets to stay at this resort. Rates run in the neighborhood of $300/night Sunday-Thursday and over $400/night Friday and Saturday.

If money is not an object, optional upgrades are available, including spa treatments or in-room wellness treatments.

Sweetheart package

Includes strawberries and champagne, breakfast in bed, and a $300 resort amenity credit.

Just Roll With It package

Includes overnight accommodations, a $100 resort amenity credit, and casino free play.

Note: The resort credit is built into the cost of the room so you are probably not saving anything.

Who can play in the casino?

Previously, casino entry required a $10 amenity fee, unless you were a hotel guest or resort member. Now, the amenity fee is waived and access is only limited to those 21 years of age and older. This state-mandated age requirement is strictly enforced.

The resort itself is family-friendly

Even though children are not allowed in the casino, they are welcome at the resort. In fact, the Nemacolin Resort in Farmington offers supervised childcare and activities for kids of all ages. Little Tykes is for infants and toddlers from 6 weeks to 3 years old. Kids Klub is for children ages 4-15. Both offer half day, full day, and evening programs (24-hour advance reservations are required). There is also a gym and carousel on the premises. Alternatively, private babysitting services can be arranged on request.

Casino overview

Security and fairness

All Pennsylvania land-based casinos, including the Lady Luck Casino Nemacolin, are licensed and regulated by the Pennsylvania Gaming Control Board (PGCB). Maintaining this license is contingent on the casino abiding by the strict regulations set forth by this agency regarding permissible games, rules, and payouts.

While Lady Luck Casino is smaller than some of the others in the state and doesn’t offer as many games, the security and quality of the games is in no way compromised. As at the other casinos, the returns on the slot machines may fall short of your expectations. However, all of the games are fair and in full compliance with PGCB standards.

One clear advantage to playing at Lady Luck, which its discerning patrons no doubt appreciate, is that the exclusive nature of the resort and its remote location attracts a high-class clientele.

Casino games

Lady Luck Casino is open 24/7. However, the table games area is only open round-the-clock Friday and Saturday. Otherwise, from Sunday through Thursday, table games are offered from 10 a.m. to 3 a.m. only.

The casino has a total of 600 slot machines and just 29 table games. There is no poker room. Non-gambling amenities are also very limited. Although there are lots of upscale dining options at the resort, within the casino building itself there is only one casual restaurant and lounge. Live bands entertain on Friday and Saturday evenings.

In addition to slots, players can choose from the following table games:

  • Blackjack
  • Roulette
  • Craps
  • Three and four card poker
  • Criss Cross Poker (Similar to Texas Hold ‘Em, but with the five community cards dealt in the shape of a cross)
  • Mississippi Stud
  • Let It Ride


The slot machines at Lady Luck Casino range from penny and nickel slots to high limit slots. Even though the total number (600) pales in comparison to the thousands at other Pennsylvania casinos, there is still more than enough variety to satisfy most players. Your choices run the gamut from familiar favorites to new games you may be seeing for the first time.

An important caveat if you decide to play slots at this casino (or any Pennsylvania casino) is that the return to the player (RTP) is nothing to write home about. Penny machines especially pay back at a lower percentage than higher-denomination machines. However, due to the relatively high 55 percent tax rate on Pennsylvania slots, casinos tend not to be generous with their slot payouts, even for machines taking higher denomination bets.


If you have an option to play either American roulette or European roulette at this casino, be sure to choose the latter. Because this game uses a single zero only instead of both a single and double zero, the house edge is 2.71 percent compared to 5.26 percent.


If you would like to do any extended playing in the casino, blackjack is probably your best bet. What distinguishes blackjack from most other casino games is that the outcome is based on a combination of both luck and skill. In addition, certain variations in the rules can make the game either more or less favorable to the player. Pennsylvania happens to be a state whose blackjack rules are among the best in the U.S. While there may be some variations between one casino and another in table limits, number of decks (six or eight), type of shuffle, and optional side bets, the basic rules delineated by the PGCB are standard statewide:

  • Blackjack pays 3:2
  • Dealer stands on soft 17
  • Doubling down permitted on any two cards
  • Doubling down after splits
  • Splits up to three hands (except aces)
  • Late surrender

Using correct basic strategy, the house edge on this game is only about .40 percent. At Lady Luck Casino, blackjack players also can make a variety of side bets. Since the side bets have a higher house edge than standard blackjack bets, if you play these gimmicky bets, they should be small bets that you make occasionally, just for fun.

Bet Top 3 (also called 21 + 3 Xtreme)

If your first two cards and the dealer’s upcard create certain types of three-card poker hands, you win five to 30 times your bet.

Bet the Set

You win if your first two cards are a pair and win more if they are a suited pair.

Royal Match

You win if your first two cards are suited. You win a top bonus for a king and queen that are suited.

King’s Bounty

Kings Bounty is a side bet that your first two card will total 20. However, certain rare hands can net you a higher payout. Get two kings of spades when vs. a dealer blackjack and you hit the jackpot.

House Money

If your first two cards are either A-K suited, a straight flush, a pair, or a straight, you’re a winner. With the House Money bet, you then have the option to either collect your winnings or add them to your original bet. In other words, you can play the hand in part with the house’s money.

Table limits

First-time visitors might assume because Nemacolin is such an exclusive resort, the casino is for high rollers only. However, this is not the case at all. As mentioned, there are penny slots along with higher-denomination slots, and there are modest stakes table games as well. For example, there are $5 minimum craps tables and $10 minimum blackjack tables. There is a separate high limit room, but it gets little play.

A main reason for the lack of appreciable high stakes table game play is that the casino’s rewards program only rewards slot play. The usual practice is for casinos to comp slot players at a faster rate than table game players, but if the table game play meets certain standards, it is rewarded as well. Unfortunately, there is no indication that Lady Luck Casino Nemacolin gives table game players anything back in return.

It is not unreasonable for players willing to give a casino heavy action (i.e., $100+ blackjack or craps bets over extended period) to expect to be lavished with free room, food, beverage, and entertainment comps. Nor it is unreasonable for a player betting $25 for four or more hours to receive a non-gourmet meal comp. Several other casinos in the state allow players to earn points towards future comps on both slots and table games. With that in mind, there is no incentive for mid to high stakes table game players to patronize a casino that offers no rewards.

Lady Luck Players Club

Earn rewards for your slot play

Lady Luck Casino Nemacolin players can join the Players Club rewards program, run by Churchill Downs, Inc. If you are not a member, you can join either online or when you arrive at the casino. Membership is free, with no obligation. Besides using your membership card to earn points for your slot play, all members are eligible for promotions, gift giveaways, and other special offers, along with complimentary valet parking.

Every 5,000 points player earns can be redeemed for either $10 food and beverage credit, $5 free play, or $2.50 cash or resort credit.

Four-tiered rewards program

The Lady Luck Players Club has four tiers. The higher your tier (based on casino play), the bigger your benefits. The four tiers are:

    • Tier 1 (Red – tier score up to 9,999)
    • Tier 2 (Green – requiring a minimum tier score of 10,000 points)
    • Tier 3 (Blue – requiring a minimum tier score of 40,000 points)
    • Tier 4 (Black – requiring a minimum tier score of 125,000 points)

All tier scores reset annually.

Players in Tier 2, Tier 3, and Tier 4 receive monthly point multipliers of 1.5x, 2x, and 3x, respectively.

Tier 2 and up also receive birthday offers. Starting at Tier 3, players also receive:

  • Complimentary valet service
  • Eligible for casino hosting
  • Priority Players Club and restaurant service
  • Complimentary check cashing
  • Premium casino beverage service

Reserved for Tier 4 members are access to Nemacolin Woodlands Resort activities and amenities and complimentary overnight stays at the resort.


Lady Luck Casino Nemacolin is not for everyone. But if you appreciate the finer things in life and can afford first-class treatment, this casino resort may be for you. If you want an overnight or longer stay at a posh resort where you can get away from it all and not only play some of your favorite casino games, but also relax, unwind, and be rejuvenated, this resort is for you.

Lady Luck may attract more day visitors now that the amenity fee has been dropped. But if you are searching for a casino resort with bustling nightlife, it’s not the strong suit of Lady Luck Casino.

Another common complaint, surprisingly, is that the casino is very smoky. This is a facility which promotes wellness in a big way, but not only is smoking permitted in the casino, customers are also complaining that even in the nonsmoking areas, one can still smell the smoke.

On the other hand, customers have nothing but nice things to say about the friendly staff and high level of service. The special children’s programs also make this resort a great choice for a family getaway.

Lady Luck Casino Nemacolin
4067 National Pike
Farmington, PA 15437

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